Resources
Bymaster Law Office is your premiere resource for all your bankruptcy and debt relief needs. We have assembled here some other Local Lebanon Resources:
Boone County's Main Website:
http://boonecounty.in.gov/Default.aspx?tabid=61
Boone County Court Contact Information:
http://www.in.gov/judiciary/boone/
Lebanon's (Boone County's) Main State Courts:
| Clerk's Office Penny S. Bogan, Clerk |
212 Courthouse Square
|
Pho: (765) 482-3510 Fax: (765) 485-0150 |
Circuit Court |
One Courthouse Square |
Pho: (765) 482-0530 Fax: (765) 483-4420 |
| Superior Court #1 Hon. Matthew C. Kincaid, Judge |
307 Courthouse Square |
Pho: (765) 482-0450 Fax: (765) 483-4456 |
| Superior Court #2 Hon. Rebecca Sue McClure, Judge Mark X. Sullivan, Commissioner |
112 Courthouse Square |
Pho: (765) 482-6502 Fax: (765) 483-4419 |
The Lebanon, Indiana Bankruptcy Offices of John Forest Bymaster:
4435 E. 650 S., Lebanon, IN 46052
209 W. North Street, Lebanon, IN 46052
Bymaster Bankruptcy Law Offices
765-482-3499
DEFINITIONS ARE DESCRIPTIONS:
Lawsuits: Lawsuits are stopped and shut down by filing bankruptcy. Lawsuits are "stayed" until the are usually dismissed by the creditor or the court. There are only very limited exceptions to this rule such as divorce or child support suits.
Garnishments: These are a result of an order coming out of a creditor's state court collection lawsuit. The order says that your employer must start taking portions out of your paycheck to pay back the creditor's debt. Bankruptcy stops garnishments and usually shuts down (or "stays") all lawsuits against you.
Forclosure: A foreclosure action or sheriff sale is either cancelled or postponed by the bankruptcy filing. Usually, Chapter 7 only postpones the forclosure process. Chapter 13 has the ability to permanently cancel a foreclosure action by allowing the filer to pay back the arrears of the home through the Chapter 13 plan payments.
Chapter 7 Bankruptcy: This is the Bankruptcy that allows you to get a full "Fresh Start." Your debts are fully eliminated (with some exceptions such as student loans). You can keep your house and car(s) if you can afford to keep making the payments. This the most common bankruptcy. It is the Bankruptcy that approximately 85% of people from the Lebanon Area choose to file to get relief. Some restrictions on income and assets can apply.
Chapter 13 Bankruptcy: This the "Reorganization" Bankruptcy that allows you to reorganize your debts into a more affordable payment plan that will last for 3-5 years. This bankruptcy can negotiate better terms sometimes for the payback of your loans. This bankruptcy can also be used to stop foreclosure and bring house payments up to date. Approximately 15% of people living in the Lebanon area file this type of bankruptcy. This type of bankruptcy is also chosen when it is not possible to file Chapter 7 bankruptcy due to income, asset, or prior filing restrictions.
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Helping Boone County Families Get Out of Debt
Our All-Boone County Bankruptcy Staff is Ready to Assist You
Three proud Bymaster Bankruptcy staff members: Jeff Cragun, Tiffany Mulvaney, and Anna Bymaster. Jeff and Anna are also proud graduates of Lebanon High School.